Which are the best betting sites that accept credit cards?
Using credit cards to deposit to UK-licensed bookmakers is out of the discussion, leaving players only with the international betting sites accepting credit card transactions. You will find the most reliable operators in the following list, having no fees on deposits or withdrawals and quick payouts.
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Best betting sites that accept credit cards Why is credit card betting banned in the UK?
Since the 14th of April 2021, players in the United Kingdom cannot use a credit card for betting after a (not so) shocking decision which came up from the UKGC’s findings of the gambling surveys. According to what the Gambling Commission has published, more than 800.000 people used credit cards to place bets in 2018. Combine this finding with the fact that 22% of the punters using VISAs and Mastercards have been proved to be problem gamblers, while even more of them suffer from any form of gambling harm. So, the decision immediately seems to be the expected result.
The most significant incentive behind the credit card ban was to help players keep any debts due to gambling at a low level. It is also considered a measure to be combined with age verification and affordability checks. It will also be blended with the variable treatment and codes of conduct, among other actions, to create a safer gambling environment for UK punters. That said, the latter will now be able to bet with VISA and Mastercard only on the international, offshore and European credit card betting sites, as you will find out on our MrPunter casino review and our Freshbet review as well.
Will online betting with a card affect my credit rating?
There isn’t a definite answer to that question. When you choose to go for online betting with a credit card, your credit rating can be harmful if your activity goes over the limits. Everything depends on your betting activity, the volume and the amount spent on your transactions with the non Gamstop casinos UK has to offer. If you top up your account now and then, while your deposit amounts are not high, you won’t have to be afraid that your credit rating will be affected.
On the other hand, a bettor with a high credit card betting activity,who prefers to make vast and frequent deposits,will be flagged as a compulsory punter. His credit rating and trustworthiness towards the credit institutions will be flagged massively affected. The reason behind that is that this person uses lent money to support his betting habit. So an occasion in which a player of this type will try to get a mortgage from a bank will probably be unsuccessful.
How do the British banks react to betting using credit card?
After the latest change made by the UKGC regarding the ban of any credit card for betting, the biggest fear of the UK punters is how the British banks will react to the possibility of VISA and Mastercard usage for gambling purposes. Mainly when the bank tracks the latter to a non-UK betting site, as you will learn through our Goldenbet review. Another question is whether the UK high street banks will impose fees on gambling transactions made from the punters’ cards. Let’s see the answers to both these questions according to the most popular of the UK banks.
Using Credit cards on betting sites: Does Barclays charge interest?
You should expect the bank to charge additional fees for a deposit or a withdrawal made abroad through a Barclays credit card. Topping up or withdrawing from a betting account will come with a fee of 2.99%, apart from the charges that the bookmaker may impose. Remember that Barclays gives you the chance to block deposits to gambling sites abroad, especially if the latter are deemed unprofitable because of the fees.
Does Natwest charge for credit card betting?
All the deposits and withdrawals made from a Natwest credit card come with a standard charge of 2.75% of the transaction amount. There are two types of credit cards where fees won’t apply for a transaction to an overseas betting site: the Natwest Credit Card and the Reward Black Credit Card. If you have another type of credit card and believe that it would be better not to keep betting using that one, you can always use the Card Locking feature to block your betting transactions.
Does Santander charge for using credit card on a betting?
In contrast with what happened on previous occasions, Santander does not charge any extra fees to bettors who want to use a card to place bets on an international or a European betting site. In the question, “Will there be a charge from the bookmaker for the credit card transaction?” the answer is that it depends on the operator, but it’s something you will find out by looking at the Terms and Conditions. On the other side, to prevent yourself from using your credit card for betting purposes, you can deactivate gambling transactions with your mobile banking app.
Sport betting with credit card in HSBC: Is there a charge?
Just like what happens with the transactions made from the Barclays or the Natwest cards, the HSBC VISA and Mastercard’s usage on offshore betting sites will come with a standard charge of 2.75% up to 2.99%, depending on the card’s type. Always keep in mind that if it’s too much for you to pay fees on every gambling transaction, you can activate the restrictions on the betting deposits and withdrawals through the Pay By Bank app.
How to bet with Non UK bookmakers that accept credit cards
Since credit card betting on UK sites has been out of discussion since April 2021, British players are expected to look for international betting sites that accept credit cards. Luckily enough, more than one type of overseas bookmaker allows the players to use VISAs and Mastercards. At the same time, these sites also come with many other benefits, like a possible chargeback or placing bets on the non Gamstop betting sites, even if they have registered with the self-exclusion program. Anyone wondering how he will avoid being detected by the banks will answer all questions just below.
How to avoid being detected for betting using credit card?
The more often and higher the amount of money you bet, the easier it will be for you to be described as a problem gambler, which means that the banks won’t trust you. So if you still want to place bets on credit card bookmakers, you should keep it low as much as you can, in terms of frequency and amount you spend.
Another trick is to get a prepaid card from your bank and use it for gambling purposes. You can transfer funds from your credit card to your prepaid, and in that way, the payment will not be direct to the betting sites from your VISA or Mastercard credit.
You should never forget that the UK high street banks will be stringent and search the punters’ backgrounds before approving a loan, a mortgage, or a new credit card. Furthermore, you should expect to undergo a credit check, so you must keep your credit card betting activity average.
Which are the Available types of credit cards in Non UK bookmakers?
The usual suspects. Mainly Visa, Mastercard, AMEX & Diners. This is great news for UK punters as even on the best days, when the bank cards were allowed for betting purposes in the United Kingdom, the punters owning an AMEX or Diners couldn’t use them on the UK licensed bookies. Fortunately, this isn’t the case for new independent bookmakers, where all the types are accepted. Maybe not on every Non-UK betting site, but each one of them might offer a combination of the following plastic money cards.
VISA
It is one of the most common and flexible types available on betting websites that are credit card friendly. Additionally, if we talk about a debit or a credit card, you can use VISA for deposits and withdrawals.
Mastercard
That’s another common type of plastic card, which the UK punters use to top up betting accounts. You should remember that many betting sites are out there, not letting you use your Mastercard for withdrawals.
AMEX
While some international bookmakers will let you withdraw through a Mastercard, that is not the case when the talk goes to the AMEX cards. You can use them to top-up your betting accounts, but they will not be available for payouts. This means that you must choose a bank transfer or crypto to get the money out of your betting account.
Diners
The fact about Diners is that it is a suitable credit card for betting since you can use it anywhere Mastercard is accepted. Just like what happens with the latter, you can indeed deposit on any sportsbook, but it depends on the operator whether you can use it for withdrawals or not.
How to deposit on non UK betting sites with a credit card?
The procedure for betting sites with a credit card is no different from the one the UK punters used to undergo when they could use VISAs and Mastercards to top up accounts of the UK bookies.
You don’t have to have funds in a banking account since there is a limit of credit money you can use, as long as you pay them back, along with interest imposed by your bank. Always remember that topping up your betting account will be shown on your card statement as a cash transaction. That said, as soon as you log in to your betting account, you should follow the steps below:
- Go to the cashier
- Choose the type of the credit card
- Enter the name printed on the card (your name)
- Type the card number and the expiration date
- Insert the CVV (the three-digit number on the back of your card)
- Enter the amount you want to deposit
- Click on Deposit
Which are the upsides of using betting sites with credit card?
Placing bets on bookmakers that accept credit cards comes with a handful of benefits like instant deposits, possibility of chargebacks, higher limits and no Gamstop restrictions at all. Plus, there are even more advantages for UK bettors using cards, so let’s break them down. Alternatively, you can check our Mystake review and Rolletto casino review for more benefits.
Instant deposits
The most obvious reason for using credit card on betting sites is that deposits are instant, and you will not have to wait for funds to be transferred and start betting. You just have to click a few buttons, and the money is there.
Chargeback is possible
Since the payments are overseas, it will be easy for UK punters to claim that they haven’t authorized such a transaction, and that would possibly result in a chargeback of your funds. On the other hand, this action might give you a permanent ban on the bookmaker you previously chose to deposit to, but again, sometimes it is worth the risk.
Higher betting and depositing limits
Placing your bets with credit card betting sites means that the restrictions and limitations aappliedon the UK bookmakers will not bother you since all these sites are located outside the United Kingdom , and the rules of the UKGC have no power over them. In most cases, you will find higher limits on deposits and winnings, which serve both recreational and professional punters.
Smooth payments
The deposits will be completed easily and in no time, but almost the same goes for the payouts. The latter might not be instant, but the money will be available in 1 or 2 working days.
Available for Gamstop registered bettors
One of the greatest reasons to choose the betting brands with credit card availability is that UK punters are welcome in them. If they have registered with the self-exclusion scheme, they will be the perfect way of learning how to get around Gamstop. The self-exclusion program applies only to the UK bookies, so if you have been excluded from using the British operators you will get back in the game, thanks to the offshore license.
Bet outside the UK
Last but not least, the UK players will have the chance to place bets on many operators outside the narrow boundaries of the United Kingdom. That would result in wagering on more sports and betting markets from all around Europe or the world and having to underpass a more relaxed KYC procedure, among other exciting features.
What Drawbacks of wagering on betting sites with a credit card are there?
Possible credit checks, possibility of large money loss, withdrawal issues, extra verifications and slower payouts are some of the possible disadvantages that come with placing bets with credit card betting sites. Have a look below at all the setbacks that might come up in order to have the whole picture clear.
The credit rate will be affected
As we have already foretold, if your betting activity is higher than it should be in terms of frequency and amount spent on betting, this will instantly send a red alert to your bank, which will lower your credit rating.
Possible credit check
The disadvantage as mentioned above could result in another one. It will probably bring a credit check, which will show that the players use lent money to place bets. That means the bank will not trust you, and it will also result in a massive “No” at the request of a mortgage or a new credit card.
Possible bigger money loss
Since it is easier to transfer funds at the bettor’s favorite bookmakers that accept credit cards, it will also not be difficult to be tempted to deposit more and more. This will result in a higher loss and, finally, in a bigger debt to the credit institute.
Some credit card types excluded from withdrawals
In case you own a Mastercard or an American Express, you will be able to deposit to your betting account, but on the other hand, the payout should be completed through a different method. Usually, that option is a bank transfer, translating into more days of waiting time for your winnings.
Extra verification might be needed
There have been many cases where credit cards have been stolen and used for gambling purposes. To ensure that your personal or economic information is not compromised, the bookies will ask for extra KYC documents, such as a selfie with the card next to your face or a video call, to prove you are the owner and user of this banking method.
Slower payouts compared to internet-based methods
The main difference between using a credit card on Non UK betting sites and depositing through an internet-based method, like wallets or cryptocurrencies, is the time needed to complete a withdrawal. On the first occasion, up to 3 working days are required for the money to be available, while a few hours will be enough in the second one.
If the question “can I use my credit card on betting sites” is about the UK bookmakers, then unfortunately not, you won’t be able to use your VISA and Mastercard to top up your betting accounts. On the other hand, you can use the latter on the Non Gamstop Credit card Bookmakers. That means that if you choose as your next bookmaker a Curacao betting site, an offshore bookie or an independent one, then your deposits through credit cards will be valid.
One of the main reasons your VISA and Mastercard credit cards will not work is probably because you have been trying to top up your account on a British bookmaker. You should have in mind that deposits through credit cards have been banned in the region. If you have the same problem when you try to pay in a Non UK bookie, the site probably won’t take payments from some specific credit card types, such as Mastercard.
That depends on the operator since the fees applying to a deposit through a credit card are not standard. In fact, in some cases, both deposits and withdrawals are free of charge, while other bookmakers have fees as high as 3% to 5% of the value of your topping up or your payout. Remember to check out the Payment section on every sportsbook that you are interested in creating a new account with, and you will get a heads-up immediately.
No, betting using credit card can’t be described as an illegal action, since even if you try to top-up your account on a UK betting site with that method, you just won’t be able to. On the other hand, deposits on offshore bookmakers will be processed and completed as usual. You have to worry about the amount you will spend so your credit rating will not be affected.
